IPDC Finance PLC, the country’s first private sector finance company, has reported a strong financial performance for 2025, posting a 25.39% year-on-year (YoY) increase in net profit to BDT 455 million. The growth comes amid ongoing macroeconomic challenges, highlighting the institution’s operational resilience and strategic financial management.
Reflecting its solid performance and continued focus on delivering shareholder value, the Board of Directors has declared a 10% dividend for the year, comprising 5% cash and 5% stock.
According to the audited financial statements, earnings per share (EPS) increased to BDT 1.11 in 2025. The company’s gross interest income rose by 8.50% YoY to BDT 9,560 million, driven by portfolio expansion and disciplined lending practices.
Despite a tight macroeconomic environment, operating income grew by 7.43% YoY to BDT 3,484 million. A significant contributor to this growth was investment income, which surged 93.29% YoY to BDT 1,324 million, supported by improved treasury yields and effective capital market portfolio management.
On the cost side, IPDC maintained strict operational discipline. Operating expenses increased moderately by 10.33% YoY to BDT 1,631 million, reflecting controlled resource allocation, selective hiring, and efficiency improvements. As a result, operating profit grew by 5.01% YoY to BDT 1,853 million.
Ultimately, net profit after tax reached BDT 455 million, underscoring improved overall profitability and financial stability.
As of the end of 2025, the company’s loans, leases, and advances stood at BDT 74,622 million, reflecting a 7.31% YoY increase. Deposits grew even faster, rising 14.60% YoY to BDT 62,249 million. With this growth, the institution secured a 12.18% market share in deposits, indicating sustained customer trust and strong brand positioning in the financial sector.
IPDC Finance PLC continues to demonstrate steady growth momentum, supported by a diversified portfolio, prudent risk management, and a focus on long-term financial sustainability.
