Dhaka, Bangladesh: Eastern Bank PLC (EBL) reported a strong financial performance in 2025, posting a net profit of Tk 901 crore, marking a 20 percent year-on-year growth. The growth was primarily driven by robust expansion in deposits, investments, and stable asset quality.
According to a press release, the bank’s performance reflects disciplined risk management and prudent balance sheet strategies, which supported steady progress across key financial indicators.
EBL’s total deposits grew by 21.6 percent to Tk 55,645 crore, while loans and advances increased by 16.1 percent to Tk 47,704 crore. The bank’s investment portfolio recorded the highest growth, surging 47.8 percent to reach Tk 21,147 crore by the end of 2025.
Earnings per share (EPS) rose to Tk 5.65, up from Tk 4.70 (restated) in 2024. Consolidated EPS also increased to Tk 5.23 from Tk 4.14 in the previous year. Meanwhile, net asset value (NAV) per share improved to Tk 31.86, compared to Tk 27.16 (restated) a year earlier.
The bank maintained strong asset quality, with its non-performing loan (NPL) ratio declining to 2.24 percent in December 2025, significantly lower than the industry average. EBL also ensured full compliance with regulatory requirements, including Basel III liquidity standards.
Profitability indicators showed further improvement, with return on equity (ROE) rising to 19.13 percent from 18.57 percent in 2024. The cost-to-income ratio stood at 40.36 percent, highlighting the bank’s operational efficiency.
To support future growth, EBL strengthened its capital base, with the capital-to-risk-weighted assets ratio (CRAR) increasing to 15.49 percent on a standalone basis, up from 15.11 percent in the previous year.
The performance underscores Eastern Bank’s financial resilience and consistent growth trajectory, positioning the bank to advance its strategic priorities in 2026 with a focus on sustainable expansion and long-term value creation.
